- The Road Transport
Act 1987 does not make it compulsory for you as a Private Car owner,
to cover your liability towards non-fare paying passengers;
- because of this Private
Car policies in Malaysia usually excludes Legal Liability to Passengers
(read Endorsement 100);
- however this does
not mean that an injured passenger of a Private Car cannot successfully
sue the negligent driver;
- in view of this possibility,
you might want to consider buying Legal Liability to Passenger (LLP)
cover as Additional Benefits
- LLP extension is available
to both comprehensive and Third Party policies subject to additional
premium;
- LLP extension does
not however, cover liability towards fare paying passengers because
as a Private Car owner, you should not charge your passengers fares
like a bus or a taxi;
- note that LLP cover
is compulsory in Singapore according to their law. So if you wish to
take your car there, make sure you buy LLP.
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